Pricing | Backer

Simple, transparent pricing

Backer Basic is great for most families, but consider Backer Pro if you plan to contribute to multiple 529 accounts.

Backer Basic

$0 to register and no subscription fees

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Backer Pro

$29.99/year
Best deal
Annual discount

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Both plans include

Want to see how much you can save? Try our savings calculator. 👇

Savings calculator

Play with the numbers to watch your projected savings stack up.

Your monthly savings goal
$50

Gifts each year from family & friends
$750

Your kid's age

Your contributions
$11,800

Family & friends
$13,500

Investment gains
$28,709

Your projected savings in 18 years
$54,009

$54,009

Projected value in 18 years

Your contributions
$11,800

Family and friends
$13,500

Investment gains
$28,709

$54,009

Projected value in 18 years

Start saving Learn about our assumptions

Unlike financial advisors who charge a percentage of your assets, we think you shouldn't be penalized for saving more. That's why you'll only ever pay a simple, flat fee – no matter how much you save.

Every Backer plan includes:

Security you can bank on

When you're saving for the future, you need to know that your money is safe. Security is our top priority.

SEC-registered

As an SEC-registered investment adviser, we have a fiduciary duty to protect your money and privacy.

Serious security

We use the strongest available browser encryption and secure servers monitored 24/7/365.

State-run programs

Your 529 investments are managed in a government-sponsored account that you can access at any time.

See why families love saving with Backer

Backer families save more when they save together.

We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.

[@andrea_mrllo

This current client received a cash fee of less than $200 for this testimonial, which provides a financial incentive to recommend Backer and creates a conflict of interest.

It is hard to save but I believe in asking for help, so I asked friends and family to help and we are doing it as a team. Let’s give our kids the freedom to decide what they wanna do.

[@thecarlinfamily

This current client received a cash fee of less than $500 for this testimonial, which provides a financial incentive to recommend Backer and creates a conflict of interest.

Have questions? We have answers.

Backer is the easiest way to save for college with help from family and friends. We'll help you invest your savings tax-free with a 529 Savings Plan, a government-sponsored account that works like a retirement account for your kid's education. All the experts agree: a 529 plan is the smart way to avoid future student debt.

Anyone who wants to help you save can join your fund as a backer. We see lots of grandparents, uncles/aunts, and even family friends or the child's mentors at school and through other activities.

Yout'll be able to send them an invitation or share your fund link directly with anyone who wants to help you save.

We'll be sad to lose you, but you'll be able to keep the 529 plan we helped you open or we'll help you roll it over to another provider. If you leave Backer, you will lose the ability to access and manage your 529 plan via our website and mobile apps, as well as the fund page where your backers can help you save, your Backer contribution history, and all of our other features. We'll welcome any feedback you have for how we can improve and will always welcome you back if you change your mind.

Have more questions? Get in touch.

Give Backer a try

Get a head start on college costs for a kid you love by saving together, tax-free.

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